Welcome to the Association of System Operators

The ASO is an independent body formed to represent the interests of all Payment System Operators in the RSA.

Become a member

The Association of System Operators (ASO) was created at the beginning of 2007 in preparation for the new structure for participation by non-banks in the formal payment system processes introduced by the South African Reserve Bank (SARB) in conjunction with the issuance of the Directive for Payment System Operators. The ASO is an independent body formed to represent the interests of all Payment System Operators in the RSA. The aim is to provide a non profit forum in which association members can address issues of common interest and interface with payment industry stakeholders, government and regulatory organisations. In this capacity, the ASO will be holding a seat on the South African Reserve Bank (SARB) National Payment System Advisory Board.

Office bearers

  • Chairman


    Wynand has been involved in payments for 25 years and is a thought leader in the field of the optimisation of bulk collections.

    As co-founder and COO of Q LINK, a specialist payments provider, he lives his passion by developing business opportunities, consulting on collections strategies and supporting the business to deliver on new innovations.

    He participates in several industry and regulatory forums, speaks at conventions and has relationships with many role players in the payments system.
    His previous experience includes the development of systems in defence technologies and the design and operation of transactional switches and gateways. Wynand has filled many leadership positions both in business and the community.

    His motto is to have fun and to share with others while striving for excellence.

  • Anthony de Gray Birch
    Anthony de Gray Birch


    Anthony is the MD and co-founder of Direct Transact, and its leading authority on Banking- as-a-Service (BaaS), interbank processes, banking operations and regulatory compliance. A chartered accountant (CA) by training, Anthony has a very deep understanding of how to grow a lean, financially sustainable, scalable business from the ground up. Today Direct Transact is an award-winning company with unrivalled industry expertise, with 130 employees, serving 70% of SA's clearing banks, and processing more than ZAR40 billion in monthlv pavment fows across 21 currencies within the local fintech ecosystem.